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Remortgage Calculator

The calculator will illustrate the savings you could make by remortgaging to a lower rate. Simple enter your monthly payments and click on calculate to see what you can save.

Your monthly payment will increase in year 4, however please bear in mind the savings made over the 3 years and the combined monthly payment your now making.

Calculators are for illustration purposes only. Complete an Enquiry Form to enable us to provide you with full advice and find the most suitable mortgage for you.

Think carefully before securing other debts on your home. Your home may be repossessed if you do not keep up repayments on your mortgages.

A fee may be charged for advising on or arranging mortgages or between 1 and 3% of the sum borrowed. The exact amount will depend upon your circumstances but we estimate it will be 1% of the loan amount.

Remortgage Calculator
Mortgage
Enter the outstanding amount and monthly payment

Loans
Enter a combined total of any loans or HP agreements you may have.

Credit Cards
Total credit cards and the minimum monthly payments

Car Finance
If you have separate car finance enter the outstanding balance and monthly payment.
 
Amount
Monthly Payment
Mortgage
Loans
Credit Cards
Car Finance
Total
Mortgage Type
The mortgage type is set to repayment. Please tick if you wish the remortgage to be quoted as an endowment type.

Remortgage over
Please select the number years you would like the mortgage repayments to be over.
years

Results
This shows you the saving you will make by remortgaging to a lower rate.

The remortgage value is a total of all your commitments.
As the remortgage product is discounted over 3 years you will see the monthly repayment increase as the discount period reduces.

Monthly Saving
Shows you how much you will save a month with the remortgage.
  Current monthly
outgoings
New monthly
payment
Monthly Saving Yearly Saving
Year 1
Year 2
Year 3
Each year shows you the monthly payment you will make. In year 4 the discounted period ends and you will start to pay the correct % rate of the product.

This maybe more than your currently paying, but please take into account the total savings made over the 3 year discounted period.
 
Monthly Payment
Year 1
Year 2
Year 3
Year 4

The advice and / or guidance contained within this site is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.